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Free Currency Converter (Live Rates)

Convert between 160+ world currencies using live mid-market exchange rates. Pick any two currencies, swap them with one click, and save conversions to compare them side by side.

Loading live exchange rates…

Quick answer

Enter an amount and pick the From and To currencies — the converter applies the latest exchange rate fetched live when the page loads. Converting USD to EUR multiplies your amount by the current USD→EUR rate, and cross rates such as JPY to KRW are computed through the US dollar as the base.

Formula & method

converted = amount × (rate_to ÷ rate_from)

All currencies are quoted against a common base (USD), so any pair is handled by dividing the target rate by the source rate.

Examples

Example 1: US dollars to euros
Input
100 USD
Result
≈ €92 (varies with the live rate)
Why
Multiplies 100 by the current USD→EUR rate fetched when the page loads.
Example 2: Euros to British pounds
Input
50 EUR
Result
≈ £43 (live)
Why
Uses the current EUR→GBP rate. Press the swap (⇄) button to flip instantly to GBP→EUR.
Example 3: A cross rate without USD
Input
10,000 JPY → KRW
Result
computed via USD
Why
The tool converts JPY→USD→KRW using live mid-market rates, so any currency pair works.
Example 4: Compare several at once
Input
Save 100 USD→EUR, then 100 USD→GBP
Result
both listed below
Why
Saved conversions stack in a table so you can compare them; the list clears when you refresh.

When to use this tool

  • Budgeting for travel or an online purchase priced in another currency.
  • Quickly checking roughly what a foreign price is in your own currency.
  • Comparing several currencies at once using the save-to-compare list.

Common mistakes

  • Treating the rate as a transaction price. These are mid-market rates for information; banks, cards, and apps add a margin, so your actual exchange will be a little worse.
  • Expecting second-by-second updates. Free exchange-rate feeds refresh roughly once a day — perfect for estimates, not for live trading.
  • Confusing the direction. 1 USD = 0.92 EUR is not the same as 1 EUR = 0.92 USD — use the swap button to flip the pair correctly.

Frequently asked questions

Are the exchange rates live?

Yes. Rates are fetched from a public exchange-rate feed when the page loads, so they reflect the latest published mid-market rates. Free feeds update about once per day.

Which currencies are supported?

160+ world currencies, including USD, EUR, GBP, JPY, CNY, KRW, INR, AUD, CAD and many more — plus gold and silver in some feeds.

Why is my bank's rate different?

This shows the mid-market (interbank) rate. Banks, cards, and money-transfer services add a spread or fee, so the rate you actually receive is usually slightly worse.

Can I convert between two non-USD currencies?

Yes. Rates are quoted against the US dollar and the tool computes the cross rate automatically, so any pair such as EUR→JPY works.

Do the saved conversions stay after I close the page?

No. The save-to-compare list is kept only for the current session and clears when you refresh or close the tab — nothing is stored.

Is my data sent anywhere?

The amount you type stays in your browser. The tool only fetches public exchange rates; no personal data is uploaded.

Sources & references

External references open in a new tab. We are independent and not affiliated with these organizations.

  • ✓ Free to use
  • ✓ No sign-up required
  • ✓ Runs entirely in your browser — nothing is uploaded.
  • ✓ Formula and method shown above
Last updated: How we calculateReport a correctionDisclaimer

Provided “as is” for general information only — results may be inaccurate, so verify before you rely on them. No warranty; use at your own risk.

Built and reviewed by HIFreeTools against the formula shown above and any authoritative references cited on this page. See our methodology and editorial standards.

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